Barclaycard customers will soon be able to use their mobile app to make contactless payments and use it as a virtual card if their physical one is lost or stolen.
The changes to the company's Android app are due to come into force from November and will let customers complete transactions of up to £30 by simply touching their device to a contactless pay point, or payments of up to £100 by entering a PIN.
The new feature is compatible with any Android smartphone that houses the technology required for the transactions, known as near-field communication (NFC), which is currently built into roughly 40 per cent of UK smartphones.
Mike Saunders, managing director of digital consumer payments at Barclaycard, said: "Barclaycard has a strong history of innovation and we're constantly looking for new ways to revolutionise payments.
"These new features transform Android phones into a mobile hub for our customers, allowing them to manage their account on the go, make contactless payments up to £100 and have a lost or stolen card instantly reissued - letting them continue to make contactless payments straight away."
If a customer's card is lost, stolen or damaged, they will be able to contact the Barclaycard call centre from the app and have a virtual replacement card send to their device.
"This additional functionality is being added to our existing customer app so there's no need for existing users to download, register, upload or add card details into a new app, you just complete the simple opt-in process and away you go," said Saunders.
UK Cards Association statistics from June show the number of contactless transactions has risen by more than 240 per cent in the last year and the move by Barclaycard follows the June launch of Apple Pay for iPhone 6 users in the UK, with Samsung Pay and Android Pay due to arrive in the UK in the coming months.